Danielle Burch
Licensed Insurance Advisor
Expert Life Insurance Advice
Securing Your Family
Protecting Tomorrow
Areas of Expertise
01
Term Life Insurance
Provides affordable coverage for a specific period, ensuring financial protection for your loved ones in the event of your passing.
02
Permanent Life Insurance
Offers lifelong coverage with the added benefit of building cash value over time. Main types are: Whole Life, Universal Life, Variable Life, Indexed Universal Life, and Guaranteed Universal Life.
03
Annuities
Provide a steady stream of income in retirement, offering financial security through either fixed or variable payment options.
04
Property & Casualty Insurance
Protects your assets and liabilities, covering losses from events like accidents, theft, and natural disasters.
05
Leadership & Team Management
Empower Professionals & Businesses with strategic insights and skills to excel in management and leadership roles.
06
Mentoring
Provide personalized mentorship to help individuals achieve their career goals and unlock their full potential.
Comprehensive Life Insurance Solutions
Explore an exceptional range of life insurance products designed to cater to your every need. Benefit from comprehensive coverage and flexible policies tailored just for you.
★★★★★
Danielle is extremely professional and actually cares about my needs. She took the time to figure out what I wanted and tailored a life policy to protect what mattered to me.
Katrina Jordan
/
Client
Leadership, Growth, & Insurance Blog
Frequently Asked Questions
What is life insurance?
Life insurance is a contract that provides financial protection to your beneficiaries in the event of your death, helping to cover expenses like debts, funeral costs, and living expenses.
How does term life insurance differ from permanent life insurance?
Term life insurance provides coverage for a specific period, while permanent life insurance offers lifelong protection and builds cash value over time.
How much life insurance coverage do I need?
The amount of coverage depends on factors like your income, debts, financial goals, and the needs of your beneficiaries. A general rule is to have coverage that’s 10-12 times your annual income.
What happens if I outlive my term life insurance policy?
If you outlive your term policy, the coverage ends. Some policies offer the option to renew or convert to a permanent policy.
What factors affect my life insurance premiums?
Premiums are influenced by your age, health, lifestyle, occupation, and the type and amount of coverage you choose.
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